Gardendale development donated approx 10 acres for the park.  The rest of the land for the park will be leased from Duke Energy.

The city is planning a

• Gymnasium
• Four baseball fields
• Walking trails
• Multipurpose fields
• Disc golf course
• Fishing piers
• Canoe and kayak launch
• Parking lot
• Dog park which is already in place.

The city hopes to raise money from state and federal grants, private donations, and use hospitality tax revenue.

The Central Bark dog park was relocated recently to the 10 acres that is already in the city limits. The city of Tega Cay hopes to begin engineering plans and permitting for the rest of the 10 acres but estimates it could take as much as 18 months to complete the initial phase while the city continues planning, fund raising, permitting, etc for the 70 acres.

• Will Fort Mill Double in Size?
• Its Almost Official the Tega Cay Dog Park Will Move!
• Tega Cay’s New Glennon Center Needs Cash to Finish Construction
• Tega Cay Residents Want Your Help Relocating And Closing The Dog Park
• If You Can’t Beat City Hall, Join Them!

The 5,000 acres is the combined land of many Clear Springs Development areas including Kingsley and Springfield to name just a few and Leroy Springs acres. The City and developers have been working on Fort Mill’s annexation of the land for approx 2 years.

The First reading of the planned annexation is schedule for July 14th City Council meeting. The second reading is scheduled for the July 28th Fort Mill council meeting.

There has been several meetings between the developers and the city putting the annexation plans together. The city hopes to gain the tax revenue base of proposed mixed use commercial development areas. If the annexation plan is approved the city would have to provide the usual city services to these new development areas.

Close Springs Development is the development company that built the well known Baxter Village outside of Fort Mill. Baxter Village is not in the this proposed annexation plan. Close Springs Development is the development company the Close Family, the founders of Springs Industries, formed to manage their 7,000 acres of land around Fort Mill.

Some of the areas to be annexed are:

• Kingsley - Hwy 160 and Hwy 21 by-pass
• Springfield
• 30 acres at Merritt
• 345 acres at Avery
• 845 acresat McAlhaney Along the Catawba River
• 452 acres at Bradley Park
• 2,200 acres of recreation land including Anne Springs Close Greenway

• Catawba River Park Planned in Tega Cay
• More January 14th Tega Cay Council Meeting News
• 60 Million Mixed Use Development Approved For Fort Mill
• Fort Mill New School Update
• Tega Cay City Council OKs Schools Annexation

GOOD NEWS… no really!! If you have a television or have seen a newspaper business section then I don’t have to tell you how bad things got this week for stocks. The market took a serious hit and people are concerned. Things finally got bad enough that it outweighed the concerns investors have about inflation and the mortgage market in general and they started putting some cash back into mortgage bonds.

The mortgage bond market improved dramatically today and if things continue this way through the weekend then rates Monday morning should be a lot better.

I would imagine 30 year rates being close to 6.125% come Monday!

100% Programs

GONE. The only way to buy right now without any down payment is with some time of down payment assistance. FHA loans are back in the spotlight!

NEWS FLASH: Fannie Mae and Freddie Mac just cancelled all 97% financing!! That leaves FHA and well… FHA!

STATED INCOME

BIG NEWS!! As of July 1st, Fannie Mae and Freddie Mac (conventional) stated income loans are changing to minimum 30% Down and a minimum credit score of 730! OUCH! NO DOC loans are no longer available in N.C.

INVESTMENT Programs

PMI companies are no longer offering mortgage insurance for cash-out refinances on non-owner occupied properties. If you own investment property and are looking to get some cash, you are now stuck with 80% loan to value.

What’s HOT??

If you need a stated income loan, lock in on Monday!!!! DO NOT WAIT unless you are fine with an extra 5% down payment and your credit score is above 730.

For more details contact…

Information is for the Charlotte Metro area which includes Fort Mill, Tega Cay, Lake Wylie areas.

• Fort Mill Real Estate Mortgage Market Update June 13, 2008
• Fort Mill Real Estate Mortgage Market Update May 23 2008
• Fort Mill Real Estate Mortgage Market Update June 6, 2008
• Fort Mill Real Estate Mortgage Market Update May 30 2008
• Fort Mill Real Estate-Mortgage Market Update May 9 2008

$ 349,000

Charming and ready for new owners, this beautifully maintained Saussy offers an open and well designed floor plan, golf course views, and quiet surroundings. Enjoy the welcoming front porch, site finished hardwood floors, beautiful wood trim and moldings throughout, plenty of windows, generous sized bedrooms, a beautiful gourmet kitchen with granite counters, designer backsplash, and upgraded appliances. The Master Suite is on the main level, offers tray ceilings, garden tub, walk in closet.

1095 Windsong Bay
Tega Cay, SC 29708

The welcoming Great Room is the perfect spot to relax with family and friends. The room features beautiful hardwood floors, neutral colors, numerous picture windows for natural light, and a pretty gas fireplace, combined with the open access to the kitchen and breakfast room.

If a kitchen is at the heart of your home, this is the perfect spot. Granite counters, 42″ cabinets, a wonderful bar area, wood floors and beautiful accent columns will allow you to bring out your inner gourmet! Step right down the hallway to a wonderfully practical laundry room with storage cabinets and a large work sink.

The formal Dining Room and Study will welcome you as you step into the foyer. The Formal Dining features hardwood floors, designer light fixture, crown molding, and is large enough to accommodate the most substantial of furnishings.
The study is a welcome retreat and generous in size. It features two nicely trimmed windows, crown molding, and hardwood flooring.

The spacious master suite is conveniently located on the main floor. Accented by large windows and an architectural tray ceiling, and crown molding. Large enough to accommodate a king size bed and oversized furnishings.

The adjacent Master Bath offers the perfect spa retreat. Enjoy the dual raised vanities, garden tub, picture window, tile flooring and walk in closet.

Three secondary bedrooms, two full baths and a huge bonus room complete the second floor. Trimmed by an open walkway and nicely finished banister the feel of the home is open and spacious.
There is no shortage of storage closets, linen closets, and attic space to house all your seasonal décor and keepsakes.

If curb appeal and outdoor enjoyment are on your list of needs this home offers it all. From the large brick steps, to the accent brick and wood columns, the oversized porch and the professionally landscaped yard the front of the home is a welcome delight.

The back yard is accented by a large deck, offering plenty of room to relax and entertain. Enjoy the quiet Golf Course views and the privacy of mature trees.

WELCOME HOME!

This home is located in Tega Cay, a wonderful recreational community. Enjoy day of Golfing and finish with an evening of relaxed conversation at the newly renovated Golf Club House. If the lake calls to you there are a number of boating ramps and boat rentals are available in Tega Cay’s own Marina. Spend the day fishing or swimming at one of the Beach Parks, or at the Beach Club and Swim Center, or an afternoon playing tennis in the community’s Tennis Courts. The entire family will love the numerous parks, and the miles of walking trails.

This home is also zoned to top rated Fort Mill Schools. The Fort Mill schools have received awards including Blue Ribbon Schools, Palmetto Red Carpet Awards, the Bill and Linda Gates Model School Award, and has consistently ranked as a top performing district in South Carolina.

Convenient to Charlotte for an easy commute, close to shopping, dining and entertainment opportunities, Tega Cay and Lake Shore offer the accessibility to every amenity and the distinction of a small community environment.

General Property Details:
Listing Type: Residential Home
MLS Number: 783409
Total Sq. Feet: 3059
Year Built: 2005

Inside Property Details:
Bedrooms: 4
Bathrooms: 3.5
Family Rooms: Yes
Fireplaces: Yes
Dining Room: Formal
Other Rooms: Study
Laundry: On Main
Floors: Wood, Tile, Carpet
Air: Central
Heat: Gas
Range: Electric

Outside Property Details:
Lot Acres: 0.30
Garage: Two Car Attached
Outside Features: Deck

This information is deemed reliable but is not guaranteed. Buyer to verify all information.

Click for Virtual tour

Call me for questions or showings.

• York, SC Home For Sale 1786 CaneBrook Glen Dr
• Home For Sale 1228 Shadow Bend Tega Cay, SC
• Tega Cay, SC Home For Sale 1883 Chestnut Hill
• Home For Sale 1210 Shadow Bend Tega Cay New Price!
• Tega Cay, SC Home For Sale 2020 Emerald Pines

$206,900

Immaculate and ready for new owners! New laminate flooring on main, new carpet, newly painted. Light and bright with plenty of custom moldings, new kitchen counters, designer lighting, full wired network or wireless set up, surround sound and built in speakers, alarm system, HUGE fenced backyard with six foot privacy fence, covered patio with fan, master bath has garden tub and separate shower.

General Property Details:
Listing Type: Residential Home
MLS Number: 782644
Total Sq. Feet: 1500-1800
Zoning: Res
Year Built: 2001

Inside Property Details:
Bedrooms: 4
Bathrooms: 2.5
Family Rooms: Great Room

Outside Property Details:
Lot: Fenced backyard
Landscaped: Yes
Garage: Two Car
Outside Construction: Brick & vinyl

Listing Type: Residential Home

This information is deemed reliable but is not guaranteed. Buyer to verify all

Click for Virtual Tour coming soon

Call me for questions or showings.

• Tega Cay Real Estate 251 Shoreline Home For Sale
• New Price For Tega Cay, SC Home For Sale 1924 Newberry Lane
• Home For Sale 1228 Shadow Bend Tega Cay, SC
• Tega Cay, SC Home For Sale 8034 Windjammer
• Charlotte, NC Home For Sale 14410 Youngblood Rd

30 Year Avg: 6.500%

100% Programs

GONE. The only way to buy right now without any down payment is with some time of down payment assistance. FHA loans are back in the spotlight!

NEWS FLASH: Fannie Mae and Freddie Mac just cancelled all 97% financing!! That leaves FHA and well… FHA!

STATED INCOME

Agency Stated programs are back!!! We can offer conforming pricing on stated income programs again… the only drawback is 75% max financing. NO DOC loans are no longer available in N.C.

INVESTMENT Programs

PMI companies are no longer offering mortgage insurance for cash-out refinances on non-owner occupied properties. If you own investment property and are looking to get some cash, you are now stuck with 80% loan to value.

What’s HOT??

Stated income refinances. I have been getting asked for these quite a bit lately, so I guess a lot of lenders have stopped offering them. We still offer stated income refinances and the rates are pretty close to our normal rates!

For more

Information is for the Charlotte Metro area which includes Fort Mill, Tega Cay, Lake Wylie areas.

details contact…

• Fort Mill Real Estate Mortgage Market Update May 23 2008
• Fort Mill Real Estate Mortgage Market Update June 6, 2008
• Fort Mill Real Estate Mortgage Market Update May 30 2008
• Fort Mill Real Estate Mortgage Market Update June 27, 2008
• Fort Mill Real Estate-Mortgage Market Update May 9 2008

Warning: The Sturgeon General advices you to be careful reading or listening to positive homes sales news which maybe dangerous to your health or at least a shock to your system compared to the normal news environment. Care should be taken when reading or listening to positive news.

I get up every morning with a positive attitude with the goal to make it a positive day. During my morning drive to work I listen to the news talk radio station. I don’t know about you but I almost hate turning on the radio or any news these days. My positive attitude flies right out the window after listening to a few minutes of the morning economic news. Most of the news seems to be about the bad housing market, failing mortgage market, and of course the main headline these days the high gas prices. So here is my attempt to go against the news trend and share some good news for a change.

The National Association of Realtors® released this week their homes sales forecast based on April’s pending home sales index data. April’s index showed a national gain in homes sale contracts of 6.3% over March.  NAR’s economists forecast a continued moderate home sales increase in the next few months and it may get better in the second half of the year.  

The West coast has shown the most improvement. Positive sales growth was also felt in the Midwest and the South. The Northeast was still showing a decline by 1.9%. Pending homes sales numbers have picked up significantly in areas seeing significant home value price drops like the West. But economists predict home values will stabilize in most areas in the second half of the year.

As for the Fort Mill, Tega Cay SC area, the Charlotte Regional Realtors Association reported steady increases each month from January through April which is consistent with the NAR report. The total homes under contract nationally and locally are below last years numbers but the positive news here is the sales are gaining each month. 

I apologize if this news is shocking to you. I know this is not the normal news you hear now days. I hope this news may brighten your day or moment until the next negative news story hits. It’s no problem, this positive info is free of charge. Maybe I should listen to those old 8 tracks in the car instead of the radio news. Ops, I am dating myself. Enjoy the positive news for moment at least.

This ends the postive news warning….

• TEGA CAY REAL ESTATE MARKET ANALYSIS JAN-APR 2008
• Fort Mill Home Values Still Strong
• NAR Forecast Existing Homes Sales to Trend Up in 2008
• Home Resale Analysis Lake Shore In Tega Cay, SC
• Is it a Home Buyers Market In Fort Mill?

Last October Daimler Trucks announced the move of its 340 job sales and marketing division from Portland OR to Fort Mill, SC. As of the company deadline for relocation decisions last January, 118 Portland Daimler employees are making the move to Fort Mill, SC. I took a look at Daimler’s job opening website. Only 14 positions were listed as available. Daimler had a job fair in March so many of the non relocating positions may have been filled.

The Daimler Trucks sales and marketing new office is located on Deerfield Drive near the Gold Hill and I-77 interchange. Here is the last picture from the construction job site camera of new building taken on May 21st.

You can see the exterior of the building and landscaping is complete. Work left to do is focused on the interior office set up including furniture. Daimler Trucks expects operations to begin in the new offices the first part of August.

What is the latest about the Daimler Trucks HQ move from Portland to the York County area? I searched for press releases and articles. I found a couple May articles in the Charlotte Business Journal about the move. Daimler Trucks has an option on 400 acres on the west side of Lake Wylie near the Big Allison Creek area. The articles claim Daimler Trucks corporate office campus would be part of the Crescent Resources or Allison Creek Partners 2,300 acre master planned development project in York County on the Allison Creek. A Daimler Trucks spokesperson confirmed they were working with local landowners, developers and York County SC officials on the project but no final decisions have been made.

The Allison Creek master planned development plan is estimated to contain almost 4.4 million square feet of office space and a potential of 3,500 homes. If Daimler Trucks would be relocated to the development, the plan would allow for many support companies to relocate near the corporate campus. The over plan would almost triple the current York County multitenant space if and when finished.

See also

Will Freightliner Move To South Carolina  

Crescent Keeps Planning New Home Communities Around Fort Mill and Lake Wylie

• Freightliner To Move 341 Jobs to Fort Mill, SC
• Will Freightliner Move to South Carolina?
• Crescent Keeps Planning New Home Communities Around Fort Mill and Lake Wylie
• 60 Million Mixed Use Development Approved For Fort Mill
• More Wal-Mart’s Planned for Fort Mill and Lake Wylie?

If you are shopping for a home in the Tega Cay or Fort Mill area right now you will notice lawns looking brown instead of green these days. With higher or I should say HOT summer temperatures and water restrictions that are in place, it is difficult to maintain a bright green lawn.

So you might ask what are the current water restrictions? Here is an update.

Tega Cay’s city council did revise the current stage 3 water restrictions on May 31st. Stage 3 restriction have been in place since October of last year. We were blessed with much needed rain during the spring season so the council reduced the restrictions slightly from the April 21st, 2008 change. We are still in stage 3 water restriction with the following changes:

You are allowed to water lawns with sprinklers or irrigation systems one day a week.
Odd addresses are allowed to water any time on Saturdays
Even addresses are allowed to water anytime on Sundays.

The April 21st update only allowed you to water on the designated day from 12:01am to 9am. The May 31st change allows you to water anytime during your designated day.

Besides the change to the time of watering your lawns 1 day a week, you may now wash vehicles, watercraft, fill pools, and pressure wash structures/driveways on the same designated day of the week. But only one day a week on your designated day.

Residents are allowed to use hand held watering containers and hoses with spray nozzles to water plants, shrubs, flowers, containers, gardens, and lawns any time and any day of the week.

Tega Cay restrictions now match the current York County stage 3 restrictions. Fort Mill water restrictions are similar except the only day to water, wash, or fill is Saturday. Fort Mill did not break out different days for even or odd addresses.

In all jurisdictions, watering, washing, and filing on days other than your assigned day is strictly prohibited. And so is any water run off.

The use of irrigation systems that pump water directly from Lake Wylie are controlled by Duke Energy Lake Management and now are allowed to “pump” water only on Saturdays.

The information above is from the Tega Cay city website, Fort Mill city website, and the York County SC website. Click here for a PDF of the Tega Cay city May 31st amended water restriction.

• Tega Cay City Council Changes Water Restriction Decision
• Keep Swimming in Tega Cay!
• Lake Wylie At Full Pond?
• Tega Cay City Council OKs Schools Annexation
• Its Almost Official the Tega Cay Dog Park Will Move!

The Tega Cay based Carolina Show Ski Team started their show season last night with their first summer ski show at Windjammer Park. This year’s ski show theme is a country hoe down.
The show features thrilling skiing acts, such as jumping, barefooting, ballet lines, and human pyramids.

The ski show even has a commercial break from the energizer bunny.

Info from their website:

Carolina Show Ski Team, Inc. was founded in 1988. We are a non-profit organization with a mission of promoting the sport of water skiing in a safe, fun-filled, family environment. Our team performs through-out the Carolina region and is based out of Charlotte with members from Lake Norman, Lake Wylie, Lake Hartwell and High Rock Lake.

The Carolina Show Ski Team has competed in several Regional Water Ski Tournaments, including the Southern Regional Tournament in Florida. This year the team will be competing in the Division II Show Ski Nationals in Indiana for the very first time. Every year our team hosts several skiing tournaments, including the “New Years Day Barefoot Challenge” on Lake Norman. In addition, we also offer several “Learn to Ski” clinics throughout the summer for those who are interested in learning how to ski, wanting to improve their skiing or perhaps learn a new trick.

The ski team is made up of skiing and non-skiing members who work together to raise money for team activities; work together to put on great performances; and who work together to have fun! The ski team is governed by a board that manages team activities and finances, and as needed, presents information to the whole team at monthly meetings (or special meetings called by the President) for decisions to be made. We have weekly practices and perform ski shows throughout the summer season, and contribute to the community in a variety of different ways.

Come see their Friday night shows. The show begins at 7pm every Friday night between June and August. The show is at Windjammer Park in Tega Cay.  If you want more information or are interested in water skiing lessons, visit their website: www.carolinashowski.com

More pictures from last nights Tega Cay Carolina Shoe Ski Team show.

• Keep Swimming in Tega Cay!
• Lawns Turn Brown Even With Tega Cay SC Revised Water Restrictions May 31st 2008
• Tega Cay City Council Changes Water Restriction Decision
• Lake Wylie At Full Pond?
• Fort Mill Lacrosse Club Adds a Girls Team

Wow, the stock market got a little scary today!  The employment numbers were worse than expected and the stock market took a hit… that is good for rates typically and we saw a little improvement, but oil prices are still rising and that is BAD for rates.  Overall, we are in a holding pattern right now with an slightly upward trend.

30 Year Avg: 6.25%

100% Programs

GONE.  The only way to buy right now without any down payment is with some time of down payment assistance.  FHA loans are back in the spotlight!

Also, ask about community programs and first time homebuyer programs.  There is some money out there for lower income buyers but beware, some have neighborhood restrictions.

STATED INCOME

Agency Stated programs are back!!!  We can offer conforming pricing on stated income programs again… the only drawback is 75% max financing.  NO DOC loans are no longer available in N.C.

INVESTMENT Programs

PMI companies are no longer offering mortgage insurance for cash-out refinances on non-owner occupied properties.  If you own investment property and are looking to get some cash, you are now stuck with 80% loan to value.

What’s HOT??

AVOID that PMI!!  You can finance 80% even if you don’t have 20% yourself to put down.  You get the 80% from one lender and that lender allows you to get the other 10% or 15% from another lender… presto… you get great rates and NO PMI!!

For more details contact…

Infomation is for the Charoltte Metro area which includes Fort Mill, Tega Cay, Lake Wylie areas.

• Fort Mill Real Estate Mortgage Market Update May 23 2008
• Fort Mill Real Estate Mortgage Market Update June 13, 2008
• Fort Mill Real Estate Mortgage Market Update May 30 2008
• Fort Mill Real Estate-Mortgage Market Update May 9 2008
• Fort Mill Real Estate -Mortgage Market Update April 18, 2008

ELA, a Rock Hill based developer, original planned to build apartments but sought to add retail and office developmemt to the project. The development after last months county approval will now consist of 288 apartments and 110,605 square foot of retail and office space.

The buildings in the front of the development facing highway 160 will be 4 to 5 story buildings with retail and restaurants on the first floor and offices in the upper floors. The apartments will be located in the rear of the development.

The county has tried to restricted further commercial development on this part of highway 160 to minimize the traffic impact on the highway. But after looking at the prosed mixed use plan, the council did not see much difference in the traffic impact when comparing the original approved multifamily plan versus the proposed mixed use plan.

Site grading has already started. If you have been watching the work in the last few months a couple of older homes were removed from the front of this property and the development entrance has been graded. ELA predicts the project will take approx 2 years to complete.

• Continental Tire To Move HQ’s to Highway 160
• Surrounded by Wal’s of Retail?
• Freightliner-Daimler Trucks Fort Mill SC New Office Almost Ready
• Tega Cay Wal-Mart Will Open Sooner
• More Wal-Mart’s Planned for Fort Mill and Lake Wylie?

557 Pine Links
Tega Cay, SC 29708

The beautiful Great Room will welcome all with soaring vaulted ceilings, amazing windows, designer lighting and custom window treatments. The great room has surround sound wiring and a Television Niche for entertainment ease, a gas log fireplace with marble accents and beautifully trimmed mantle, a convenient and attractive granite bar access to the kitchen and offers an open inviting atmosphere.

Elegance and style joined together in this gorgeous Formal Dining Room. Hardwood floors, beautiful wainscoting, designer lighting, and custom window treatments set the stage for intimate dinner parties. Enjoy the bountiful windows and the easy access to the kitchen through an open butler’s pantry.

The Gourmet Kitchen is a Chef’s Delight! Highlighted by hardwood flooring, beautiful cherry cabinetry, granite counters and tile backsplash, gas stove and upgraded fixtures. Truly upscale living!

The well appointed Master Suite is located on the main floor. Accented by a vaulted ceiling, wall of windows and a large walk in closet it is the perfect retreat after a busy day. The Master Bath offers white cabinetry, a raised double sink vanity, separate shower, and a luxurious whirlpool bath. Trimmed with designer lighting and fixtures. Gorgeous.

The second floor offers two additional generous sized bedrooms nicely appointed with designer lighting, and roomy closets. Both are within convenient access to a full bath with white cabinetry and a raised vanity, designer lighting and fixtures.
An open loft completes a well designed floor plan. The loft is perfect for a home office, play room, or an intimate reading nook.

When the day is done and relaxing is a priority this screened patio is the place to be! Easily accessible from the family room this nicely appointed space offers a ceiling fan, surround sound, and convenient access to the outdoors. Enjoy it year round as a place to entertain, relax and enjoy quiet evenings with friends or peaceful Sunday morning coffee!

WELCOME HOME!

This home is located in Tega Cay, a wonderful recreational community. Enjoy day of Golfing and finish with an evening of relaxed conversation at the newly renovated Golf Club House. If the lake calls to you there are a number of boating ramps and boat rentals are available in Tega Cay’s own Marina. Spend the day fishing or swimming at one of the Beach Parks, or at the Beach Club and Swim Center. Family and friends will love the numerous parks and will enjoy the miles of walking trails.

This home is also zoned to top rated Fort Mill Schools. The Fort Mill schools have received awards including Blue Ribbon Schools, Palmetto Red Carpet Awards, the Bill and Linda Gates Model School Award, and has consistently ranked as a top performing district in South Carolina.

Convenient to Charlotte for an easy commute, close to shopping, dinning and entertainment opportunities, Tega Cay and Lake Shore offer the accessibility to every amenity and the distinction of a small community environment.

If living like you are on vacation sounds like a dream, make it a reality today!

CUSTOM UPGRADES AND FEATURES

• Hardwood Floors in Entry, Dining Room, and Hall Bath.
• Granite Counters
• Upgraded Appliances
• Gas Cook Top
• Designer Lighting
• Designer Fixtures
• Gas Fireplace
• Surround Sound Wiring in Great Room and Surround Sound Speakers in Screened Patio
• End Unit Screened Patio
• Raised Vanities in both full Baths
• Whirlpool Tub in Master Bath
• First floor Laundry Room
• First floor Master Suite
• Loft
• Attached finished Garage
• Landscaping

General Property Details:
MLS#779766

Listing Type: Condo/Townhome/Co-op
Total Sq. Feet: 1730
Year Built: 2007

Inside Property Details:
Bedrooms: 3
Bathrooms: 2.5
Family Rooms: Yes
Fireplaces: Gas
Dining Room: Yes
Other Rooms: Loft
Laundry: Main
Floors: Wood, Carpet, Vinyl
Air: Central
Heat: Gas
Range: Gas

Outside Property Details:
Patio: Screened Patio
Landscaped: Yes
Garage: Single
Foundation: Slab
Water/Sewage: City

Additional Photos & Information at:

You Tube Video

This information is deemed reliable but is not guaranteed. Buyer to verify all information.

Call me for questions or showings.

• Tega Cay, SC Home For Sale 1615 Scotch Pine
• Charlotte, NC Home For Sale 14410 Youngblood Rd
• York, SC Home For Sale 1786 CaneBrook Glen Dr
• Tega Cay Real Estate 1716 Bentgrass Home For Sale
• Rock Hill, SC Home For Sale 1623 Shetland Lane

What is one of the most important things to do when buying a home? Visualize were your furniture will go in each room. Well… yes that is part of the processes but more importantly hire a professional to do a home inspection.

So even if you manage to find the perfect home a good home inspection can help you understand exactly what’s not so perfect about the home you’re going to buy. That’s a good thing. Because when you’re buying a home you’re also buying all of the home’s problems too.

You’re making a large investment in the property and it’s nice to understand exactly what you’re buying. A structural problem or a heating and air condition system that isn’t functioning properly can be expensive to fix. So conducting a series of thorough inspections is a lot like buying an insurance policy against future expenses or knowing more about what you are buying into. Keep in mind, however, that home inspections are not a warranty or guarantee of the home.

What is a typical home inspection like? A home inspection typically includes an examination of the heating and central air conditioning systems, interior plumbing, electrical systems, the roof, attic, visible insulation, walls, ceilings, floors, windows, foundations, and basements.

A typical home inspection will take about 2 to 4 hours depending on the type of home; an unoccupied one story home on a concrete slab will take about 2 hours, where an occupied two story home on a crawlspace foundation will take about 4 hours to complete.

Although the home inspection report should include detailed descriptions and color digital pictures of any defects in the home, it is best if you are able to attend the inspection for a review and discussion of the findings. You, your agent, the owner/sellers, etc. should attend the entire inspection. Once the inspection is complete, you should walk through the home with the inspector to discuss any concerns or defects that may be present.

Some things that are not included in the general inspection are:

• Appliances that are not installed
• Building Code Compliance
• Environmental issues such as Radon, Mold, Lead, etc. (unless specifically requested) I would recommend including a least a radon test for the Fort Mill/York County area.
• Systems/components/areas that are not readily accessible or readily visible or shut down.
• Cosmetic issues (Acceptability is subjective and should be determined by the client)
• Exterior features such as retaining walls, storage buildings, pools, etc. (Unless their condition may affect the building)
• Low voltage systems/components such as: intercom, security systems, antennas, etc.

You will most likely have to hire a separate professional to do a termite inspection.

If you are selling your home, have an inspection done before you put your home on the market and you may avoid any surprises when potential buyers have a home inspector check it out. You may choose to have any repairs made using a contractor of your choice without having to satisfy a potential buyer or you may choose to disclose the conditions you are not going to repair and protect yourself from liability of nondisclosure claims.

Should you hire a home inspector when buying a new home? Absolutely. Just because the home is new doesn’t mean there aren’t problems. The contractors building a new home are human and make mistakes. There is no better time to catch and fix mistakes or problems than before you close and move in.

Make sure the home inspector is at least a member of the American Society of Home Inspectors and other local associations and accreditations. Carmen can recommend local home inspectors. Contact Carmen for more information or questions about the home inspection process.

• Top 5 of HGTVs 25 Biggest Real Estate Mistakes
• Do a Final Walk-Through Before Closing
• Life @ Home Newsletter August 2007
• The Carolinas Show Steady Growth
• Does Tega Cay Need 2 Dog Parks?

 I have been warning everyone for 2 weeks now… and RATES WENT UP!!  Current 30 year rates are aorund 6% but will probably be the 6.25% range by next week unless something changes.  Inflation is bad for interest rates… VERY BAD… and everyone that buys mortage bonds are very concerned about inflation right now. 

100% Programs

GONE.  The only way to buy right now without any down payment is with some time of down payment assistance.  FHA loans are back in the spotlight!

STATED INCOME

Agency Stated programs are back!!!  We can offer conforming pricing on stated income programs again… the only drawback is 75% max financing.  NO DOC loans are no longer available in N.C.

INVESTMENT Programs

PMI companies are no longer offering mortgage insurance for cash-out refinances on non-owner occupied properties.  If you own investment property and are looking to get some cash, you are now stuck with 80% loan to value.

What’s HOT??

NO COST mortgages are all the rave right now, but they are NOT right for everyone.  Call today for a FREE TCA (Total Cost Analysis) report that can save you thousands on your next mortgage!

For more details contact…

Infomation is for the Charoltte Metro area which includes Fort Mill, Tega Cay, Lake Wylie areas.

• Fort Mill Real Estate Mortgage Market Update May 23 2008
• Fort Mill Real Estate Mortgage Market Update June 13, 2008
• Fort Mill Real Estate Mortgage Market Update June 6, 2008
• Fort Mill Real Estate-Mortgage Market Update May 9 2008
• Fort Mill Real Estate Mortgage Market Update June 27, 2008

Raffle tickets may be purchased by anyone even if you don’t attend the dinner. Raffle tickets are $1/ticket and may be purchased by phoning Dianna at 803-627-3934 or emailing tcmomsclubgolfclassic@gmail.com.

The deadline for buying tickets if you are not attending the golf tournament, children’s activities, or dinner is Friday, May 30th at 5 pm. Here are descriptions of the baskets full of wonderful prizes donated by our sponsors:

Couples Night Out Basket #1: a J. Lohr bottle of red wine with wine glasses, a $45 gift certificate to the Outback Steakhouse, a Silpada necklace, a free car wash, a night out on the Childers’ family boat, and men’s shower gel, bath gel, and talcum powder.

Couples Night Out Basket #2: a J. Lohr bottle of red wine, a $30 gift certificate to City Tavern, a free session to Time Out for Parents, a free manicure, a free car wash, a free haircut at Sports Clips, a scented candle, and Pierre Cardin men’s cologne.

Creative Memories Basket: A variety of Creative Memories scrapbooking and craft prizes valued at over $100.

Dad’s Basket: $30 gift certificate to Longhorn Steakhouse, 2 free golf lessons with a TGA pro, a free large bucket of balls at Victory Custom Golf’s Driving Range in Clover, 2 Striker’s Bowling Passes for a free game for up to six people per pass, 10 free haircuts at Sports Clips, a free car wash, a gift certificate to Thunder Athletics, and men’s shampoo, conditioner, and cologne.

Golf & Dining Out Basket: 2 rounds of golf at Waterford Golf Club in Rock Hill, a $40 gift card to the Waterford Golf Club driving range and gift certificates to popular local restaurants including: Towne Tavern, Steve and Kelly’s, and McHale’s.

Dolce Lusso Aveda Products Basket: Aveda Caribbean Therapy Face & Body Spray, Caribbean Therapy Bath Soak, Travel Toiletries Bag with Aveda Travel Size Hair Spray, Hand Relief, Foot Relief, Body Cleanser, Body Polish, & Body Lotion, an organic cotton washcloth and gauze sponge, and a scented candle.

Family Fun Day Basket: family admission to the Riverbanks Zoo in Columbia, Charlotte Knights tickets, a $15 gift certificate to Beef O’Brady’s, 2 “Family of 4″ passes to Kate’s Skating Rink in Rock Hill, 2 Striker’s Bowling Passes for a free game for up to six people per pass, gift certificates for free buffet at Village Pizza and a gift card to Chirp n’ Chatter.

Family Night In Basket: a $25 gift card to Supper Sensations, 2 free Blockbuster movie rentals, 3 free 1-topping pizzas from Papa John’s, popcorn and candy, a free 5×7 from Traci Champion Photography, Weight Watchers 5 Ingredient 15 Minutes cookbook, a Four Ingredient cookbook, and a gift card to Chirp n’ Chatter.

Get Healthy Basket: a 3 month membership to the YMCA, a free personal trainer session with Kristi Kruft, a gym bag, a 3 month family membership to Ray’s Splash Planet, 2 “Family of 4″ passes to Kate’s Skating Rink in Rock Hill, 2 Striker’s Bowling Passes for a free game for up to six people per pass, Wiffle Balls, 2 Jump Ropes, Mini Kickball, 5 cans of tennis balls and 3 bars of pure and natural soap.

Golf Basket: a putter from Custom Victory Golf, 2 free golf lessons with a TGA pro, a free large bucket of balls at Victory Custom Golf’s Driving Range in Clover, a $50 gift certificate to Thunder Athletics, a “breathable” golf hat from Carolina First, golf balls, golf tees, and a golf towel.

Home Improvement Basket: a $50 gift card to Lowe’s Home Improvement store, a $40 gift certificate to Hooper’s, 2 Striker’s Bowling Passes for a free game for up to six people per pass, a free car wash, as well as a bucket, hammer, tape measure, level, paint brush, screwdrivers, and a coffee mug.

Kids’ Art Basket: one child admission to Summer Arts Play camp, $15 gift certificate to Clay Escape, sidewalk chalk, coloring book, 2 “Family of 4″ passes to Kate’s Skating Rink in Rock Hill, 2 Striker’s Bowling Passes for a free game for up to six people per pass, 2 free Papa John’s 1-topping pizzas, Sweettreats gift certificate and free sundae.

Kids’ Basket: Charlotte At Play “family fun day” pass, $25 gift card to TGI Friday’s, free haircuts at Pigtails and Crewcuts, 2 “Family of 4″ passes to Kate’s Skating Rink in Rock Hill, 2 Striker’s Bowling Passes for a free game for up to six people per pass, and an Anything Joe’s personalize backpack.

Learning Basket: a family membership to the York County museum in Brattonsville, a horse ride for 2 at Anne Springs Close Greenway on a Saturday, a $20 gift card to Moe’s, 2 Striker’s Bowling Passes for a free game for up to six people per pass, travel chess, Educational Games: Square by Square - Creative Pattern Puzzle Game, Discovery Toys Wild Woods Game, Oppenheimer Award I Never Forget a Face matching game, and a 3 Pack of Educational Card Games, Multiplication Flashcards, & Grade 1 Workbook.

Mom’s Basket #1: a Silpada necklace, a 1 hour massage at Massage Envy, a manicure, pedicure, cut and style at Tega Cay Salon, Bath & Bodyworks soap and hand lotion, and a discount coupon for Belle Vive.

Mom’s Basket #2: purse from LA East, $100 gift certificate to LA East, free manicure at Pretty Girls, $10 gift certificate to Olive Garden, Bath & Bodyworks soap and lotion, and a Home Interiors scented candle.

Monkey Joe’s Birthday Party: a birthday party for up to X kids at Monkey Joe’s and a sheet cake from Bruster’s.

Dog Basket: free petsitting from Love Petsitting, a free bag of organic dog food and dog treats from Cherry Lane Cottage, a ceramic pet bowl, a $5 gift certificate and pet treats from Wags Pet Bakery, pet toys from Petsmart, and a $25 gift certificate to Fishbone Grille.

PlayBall Birthday Party: a free birthday party from PlayBall for up to X kids, and a gift certificate to Polka Dots Stationery for invitations.

Pool Party: a 2 hour rental at the Tega Cay Beach and Swim Center, three free 1-topping Papa John’s pizzas, and a $20 gift certificate to Harris Teeter for a cake or other party necessities.

Pictures of the baskets will be available on the MOMS Club® of Tega Cay Website at http://momsclubtegacay.com/raffle-2008/

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The good news is Charlotte is one of the 20 urban metro market areas showing increases. The Charlotte metro market includes Fort Mill, Tega Cay, Lake Wylie and other outline areas or suburbs.

Our home values in the area have shown modest growth in the last few years which maybe the reason for positive home value growth instead of decreases in todays economy. Charlotte area home prices rose less than one percent but at least it is on the plus side.

More good new, home sales have increased slightly in the the northeast. So why is this good news for us southerners? Our area has seen significant migration of home owners from the the northeast to our humble area in the past years. So this is good news for Fort Mill, Tega Cay, Lake Wylie home sellers.

Keep smiling and don’t listen to all of the bad news. Don’t forget to contact Carmen if you are thinking of buying or selling a home.

• Charlotte Home Values Still On The Plus Side
• Warning Positive Home Sales News Maybe Dangerous To Your Health!
• Fort Mill SC Rank 6 Out Of Ten Fastest Growing Metros
• Charlotte NC Ranked 9th Most Miserable City?
• Fort Mill Real Estate Mortgage Market Update June 27, 2008

Rates improved today but be CAREFUL.  Higher oil prices might hit rates next week.  I am still advising people to lock in because of the volitility, and the fact that rates are still a bargain.  30 Year fixed rates are around 5.625% right now, and 5/1 ARMS are down to 5.00%.  That is strong.  Homebuyers need to cash-in on these great interest rates now because it might now last!

100% Programs

GONE.  The only way to buy right now without any down payment is with some time of down payment assistance.  FHA loans are back in the spotlight!

STATED INCOME

Agency Stated programs are back!!!  We can offer conforming pricing on stated income programs again… the only drawback is 75% max financing.  NO DOC loans are no longer available in N.C.

INVESTMENT Programs

PMI companies are no longer offering mortgage insurance for cash-out refinances on non-owner occupied properties.  If you own investment property and are looking to get some cash, you are now stuck with 80% loan to value.

What’s HOT??

97% Financing with Lender-Paid Mortgage Insurance.  You could finance a $250,000 home with $7500 down and get a rate of 6.5% with no MI!! 

For more details contact…

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